Skip to main content
  • Information for
    • Students
    • Alumni & Friends
    • Faculty
    • Staff
    • Community
  • QUICK LINKS
  • DIRECTORY
  • APPLY
  • GIVE
  • RENT
Hunter College
About
  • Overview
  • Mission
  • Strategic Plan
  • Accreditation
  • Fast Facts
  • Office of the President
  • Capital Projects & Planning
  • Sustainability
  • Campus Information
  • Contact Us
Academics
  • Approach
  • Provost
  • Schools
  • Departments & Programs
  • Majors
  • Honors & Scholars
  • Education Abroad
  • Advising
  • Research & Creative Works
  • Course Catalogs
Admissions
  • Overview
  • Undergraduate
  • Graduate
  • Course Catalogs
Student Life
  • Clubs & Organizations
  • Residence Life
  • Athletics
  • Dining On Campus
  • Community
  • Events
  • News
  • Libraries
Hunter College Schools
  • School of Arts & Sciences
  • School of Education
  • School of Health Professions
  • Hunter-Bellevue School of Nursing
  • Silberman School of Social Work
More Schools
  • Hunter College Campus Schools
  • Hunter College Continuing Education
  • Libraries
  • Students
  • Alumni & Friends
  • Faculty
  • Staff
  • Community
  • Events
  • News
  • APPLY
  • GIVE
  • RENT
  • QUICK LINKS
  • DIRECTORY
Students /
Financial Aid
  • New 2025-26 FAFSA
  • Office of Financial Aid
  • Apply for Financial Aid
  • Financial Aid Eligibility
    • Requirements for Federal Financial Aid
    • Requirements for New York State Aid
    • Dependent or Independent Student
    • International Students
    • Non-Citizen Eligibility
    • Return of Federal Aid Policy
    • Satisfactory Academic Progress
    • Verification
  • Financial Aid Types
    • Federal Grants
    • New York State Grants
    • Aid for Part-time Study
    • Loans
    • Scholarships
    • SEEK Opportunity Program
    • Summer Funding
    • Tuition Assistance Program (TAP)
    • Veterans Education Benefits
    • Work-Study
  • Helpful Links & Resources
  • Policies and Forms
  • Workshops & Events
  • FAQ

Dependent or Independent Student

Dependency Status

Based on your dependency status for the 2025-2026 academic year, you will need to know whose financial information to report on the FAFSA – if you are an independent student you report yours (and, if married, your spouse’s) and if you’re a dependent student you report yours and your parents’ income.

Dependent Students

  • Must report on the FAFSA their parents’ income and assets as well as their own.
  • Programs are based on the concept that a dependent student’s parents have the primary responsibility for the student’s education.
  • Your parents’ information will be used to calculate your Student Aid Index (SAI).

Independent Students

  • Report only their own income and assets and those of a spouse if married.
  • Not living with parents or not being claimed by them on the tax form does not determine dependency status.

Financial Independence: Federal

To be considered financially independent by federal guidelines, you must meet one of the following conditions below. If none of these apply to you, you are considered a dependent student.

You were born after January 1, 2001 for the 2025-2026 academic year.

A student is automatically considered to be independent of his/her parents if he/she has reached the age of 24 on or before December 31 of the award year (i.e. December 31, 2024 for the 2025-2026 academic year).

When you were age 13 or older, both your parents were deceased or you were in foster care or a dependent ward of the court.

As of the day you apply for aid, you are an emancipated minor as determined by a court in your state of legal residence.

As of the day you apply for aid, you are in legal guardianship as determined by a court in your state of legal residence.

You are considered a veteran if you have engaged in active duty (including basic training) in the U.S. Armed Forces, or are a National Guard or Reserves enlistee who was called to active duty for other state or training purposes, or were a cadet or midshipman at one of the service academies and were released under a condition other than dishonorable.

You are enrolled in a graduate or professional degree program (i.e. law, medicine) at the beginning of the academic year.

You are married as of the day the FAFSA is completed (even if you are separated and not divorced).

  • You have a child or children who will receive more than half their support from you between July 1, 2025, and June 30, 2026, or;
  • You have legal dependents (other than children or a spouse) who live with you and who receive more than half their support from you now and through June 30, 2026.
  • At any time, you were determined to be an unaccompanied youth who was homeless, determined by your high school, district homeless liaison or director of an emergency shelter program funded by the U.S. Department of Housing and Urban Development.
  • After July 1, 2025, the director of a runaway or homeless youth basic center or transitional living program determined that you were an unaccompanied youth who was homeless or were self-supporting and at risk of being homeless.

If you do not meet one of the previous conditions but have an extenuating circumstance a financial aid administrator may adjust your status to independent. The unusual situation must be documented to the satisfaction of the financial aid administrator.

Financial Independence: NYS

To be considered financially independent by New York State guidelines, you must meet one of the following conditions below. If none of these apply to you, you are considered a dependent student.

The student must meet the basic criterion for independent status plus one of the following special conditions:

  1. The student’s parents are deceased or are totally and permanently disabled or have been declared incompetent by judicial action.
  2. The student is a ward of the court. This does not include incarcerated students.
  3. The student is receiving public assistance under his/her own name. This does not include food stamps or unemployment insurance.
  4. The student has been rendered financially independent due to the involuntary dissolution of his/her family resulting in the relinquishment of his/her parents responsibility and control.

If the student answers all the independent questions on the TAP application “no”, and is under the age of 22 he/she must document that one of these special conditions has been met. HESC will send the student a Financial Independence Supplement when they receive and process the student’s TAP application. This form is sent automatically.

The student does not have to meet the special conditions if he/she:

  • Was married on or before December 31, 2024
  • Is enrolled as a graduate student in the 2025-2026 academic year.
  • Received TAP as an independent student in the prior award year (2024-2025).

Students are not automatically considered to be independent for the purposes of the TAP program until they are 35 years old. In the meantime, they must meet all of the following conditions to be considered independent.

The student:

  • Did not and will not live in the parents home or a building owned or leased by the parents even if he/she paid rent.
  • Is not or will not be listed as a dependent of the parent on the federal or NY State tax returns.
  • Did not and will not receive more than $750 in financial assistance (loans, gifts, etc.) from either or both parents.

If the student answers yes to any of the questions on the TAP application, and is under the age of 35, he/she must provide parent financial information to be considered for TAP.

Student is automatically independent.

HUNTER

Hunter College
695 Park Ave NY, NY 10065
(212) 772-4000

  • Facebook
  • Twitter
  • Instagram
  • Flickr
  • ABOUT
  • ACADEMICS
  • ADMISSIONS
  • EVENTS
  • NEWS
Hunter College Schools
  • School of Arts & Sciences
  • School of Education
  • School of Health Professions
  • Hunter-Bellevue School of Nursing
  • Silberman School of Social Work
  • School of Arts & Sciences
  • School of Education
  • School of Health Professions
  • Hunter-Bellevue School of Nursing
  • Silberman School of Social Work
Our Other Schools
  • Hunter College Campus Schools
  • Hunter College Continuing Education
  • Hunter College Campus Schools
  • Hunter College Continuing Education
Hunter College Libraries
More Info
  • Bookstore
  • Contact Us & Feedback
  • Jobs
  • Public Safety
  • Roosevelt House
  • Student Housing
  • Space Rentals
  • Bookstore
  • Contact Us & Feedback
  • Jobs
  • Public Safety
  • Roosevelt House
  • Student Housing
  • Space Rentals
Public Information
  • Annual Security & Fire Safety Report
  • Consumer Information
  • CUNY Tobacco Policy
  • Enough is Enough
  • Focus on Campus
  • Annual Security & Fire Safety Report
  • Consumer Information
  • CUNY Tobacco Policy
  • Enough is Enough
  • Focus on Campus
CUNY
  • © 2025 Hunter College
  • Accessibility
  • Privacy
  • Terms